This is not a bad thing because as we all know, PCI DSS is not the end-all and be-all for security. It's true that
it's the most specific and therefore most useful of the standards for compliance, but it's by no means foolproof. I've long held that organizations should stay focused on security and not compliance. If a company is doing a good job on security, then in all likelihood it will be compliant with most regulations.
American Express' Data Security Operating Policy (DSOP) (pdf) isn't really another set of requirements to follow. Rather, the DSOP clarifies AmEx's expectation of documentation and scanning for merchants of a certain size. Amazingly enough, the transaction volumes roughly equate to the way retailers are tiered into specific levels for PCI DSS.
The DSOP also specifies the ramifications of not promptly notifying AmEx of a potential breach. There is a lot of legalese in this section, but the gist is that AMEX will rake a company through the coals if it doesn't quickly and fully disclose a potential data breach. This is consistent with the overarching PCI DSS focus on pushing the liability of data breaches down to the retailers.
Dig deeper on PCI Data Security Standard
Related Q&A from Mike Rothman, Contributor
In the world of security certifications, what is the GISP and how alike is it to the CISSP? In this security management expert response, learn about ...continue reading
Depending on your enterprise, it may or may not be necessary to utilize a QSA. In this security management expert response, learn how to determine ...continue reading
When developing software securely, what role does gap analysis play? In this security management expert response, learn how to implement gap analysis...continue reading
Have a question for an expert?
Please add a title for your question
Get answers from a TechTarget expert on whatever's puzzling you.